FundedNext maximum loss, explained

A 10% maximum drawdown and a 5% daily loss limit, with an 8% profit target on the Stellar Challenge.

How the FundedNext Stellar drawdown works

The Stellar Challenge caps total loss at 10% of your starting balance (a fixed floor at $90,000 on the $100,000 account) plus a 5% daily loss limit ($5,000). Neither trails: make profit and your buffer to the maximum-drawdown floor simply grows.

FundedNext runs several account models with different figures: the numbers here are the Stellar Challenge, so confirm which model your account actually uses before anchoring your risk to them.

A worked example

A $2,500 losing day sits comfortably inside the $5,000 daily cap, but three of them in a row puts you $7,500 down, only $2,500 from the static floor. The floor has not moved; your buffer has. Static drawdowns punish streaks, not single sessions.

Pacing the 8% target

Phase one asks for 8% ($8,000) across at least 5 days, an average of $1,600 a day over 5 days. Forcing it faster is what pushes traders into the 5% daily line, and a breach of either limit ends the evaluation outright.

Key takeaways
  • Anchor risk to the 5% day and 10% total: fixed small per-trade risk keeps both comfortably out of reach.
  • Reach the 5-day minimum with steady green days rather than one outsized session.

Figures reflect a common FundedNext account at the time of writing. Firms revise rules often, so verify against the FundedNext site before relying on them.

Merlin's gauges derive from closed trades. Your firm watches live equity including open positions.

MerlinTrade is independent trading-journal software and is not affiliated with, endorsed by, or sponsored by FundedNext. All trademarks belong to their owners.

FAQ

Does the FundedNext maximum loss trail your profit?+

No. It is static. The floor stays at $90,000 on the $100,000 account regardless of profit; banked gains only widen your buffer.

What happens if you hit the FundedNext maximum loss?+

The evaluation ends: it is a hard breach, not a lockout. Unlike the daily loss limit it never resets, so net losses accumulate against it for the life of the FundedNext Stellar Challenge.

Track your FundedNext rules from your trades.

Import your trades and Merlin computes your distance to every limit from your closed trades, and the Pre-Trade Check flags the trade that breaks your rules before you take it.

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