Risk Disclaimer
Trading is risky. Merlin analyses the past; it cannot predict the future.
1. No financial advice
Merlin is an analytics and journaling tool. Nothing in the service — metrics, scores, behavioural flags, AI commentary, alerts, or any other output — constitutes financial advice, investment advice, or a recommendation to buy or sell any instrument.
XRPAID LTD is not authorised or regulated by the Financial Conduct Authority and does not provide regulated services.
2. Trading risk
Trading financial instruments — including CFDs, foreign exchange, cryptocurrencies, and futures — carries a substantial risk of loss. Leveraged products can result in losses exceeding deposits. The majority of retail traders lose money. Only trade with capital you can afford to lose.
3. Past performance
All Merlin output describes your past trading. Past performance is not indicative of future results. A high score, a positive expectancy, or an identified 'edge hour' is a description of history, not a forecast.
4. AI-generated content
AI commentary is grounded in computed statistics but generated by a language model and may contain errors or infelicities. Verify anything that matters against the underlying numbers, which are always shown.
5. Seek advice
If you are unsure whether trading is appropriate for your circumstances, consult an independent financial adviser authorised by the FCA.